Mortgage Loan against property enables mortgaging of residential and commercial properties at attractive rates for quick funds.
Low Interest Rates
Loan up to 70-80% of property
Cheaper Rate than Personal Loan
Tenure upto 15 years
Longer Tenure and Lower EMI
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Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.
|Minimum age of applicant:||21 years of age for salaried individuals and 25 for self employed|
|Maximum age of applicant at loan maturity:||58 years of age for salaried individuals and 65 for self employed|
|Who can apply:||Resident Indian/NRI|
|Minimum Net Monthly Income:||Rs 20,000|
|Employment Type:||Salaried/ Self-employed professionals and nonprofessionals
|ID proof:||PAN Card, Passport, Driving License, Voter ID, Aadhar Card.|
|Signature Proof:||PAN Card, Passport, Driving License, Bank Verification Form.|
|Address Proof:||Passport, Driving License, Voter ID, Aadhar Card, Property Tax,Electricity Bill, Aadhar Card.|
|Bank Statement:||6 Months Bank Statement.|
|Financial Documents(Salaried):||Latest 3 Months Payslips.|
|Financial Documents(Self-Employed):||Company 3 years ITR's- Saral copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.|
|Proprietorship Firm:||Business Registration certificate, Business Continuity Proof,OD/CC Sanction Letter.|
|Partnership Firm:||All Directors KYC, Company PAN Card, Individual ITR, Patnership Deed, Provisional or VAT return copies along with VAT certificate copy, OD/CC Sanction Letter.|
|Private Limited:||All Directors KYC, Company PAN Card, Individual ITR's, MOA/AOA, Share holding Pattern, Board Resolution.|
|Property Documents:||Sale Deed Copy/Agreement Of Sale, 15 Years Link Documents,15 Years Encumbrance Certificate, Municipal Sanction Plan,Latest Property Tax Receipt (incase of resale property) & Vendor Pan Card, LRS required for plot loans, Layout copy for plot loans|
|Signed Application form With Photograph:||One Photograph.