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TrustCapital Global Technologies


A Loan That Is Offered By A Bank Or Financial Institution To Fund A Personal Expense Such As Home Renovation, Vacation, A Wedding In The Family, Etc.

TrustCapital Global Technologies


Loan amount up to 1 Crore

Compare across banks

Tenure up to 48 months

Avail loan for your Business development

No collateral required

Low Rate of Interest

Business Loan Form

TrustCapital Global Technologies


Business loans can be unsecured where they require no collateral or guarantors.
This depends on the turnover of the business, net profitability, positive growth and income tax returns of the preceding 3 years

Business Loan Products

Loan for Working Capital
Working Capital Loans are loans taken in order to finance daily activities in order to keep the business running. These loans are of two types – secured and unsecured working capital loans. This type of loan doesn’t require any assets or collateral for security.
Balance Transfer Loan
If you want to decrease your EMI or you are not happy with the services of your bank from where you have opted for your business loan or, then Balance Transfer helps.
Top Up Loan
Top up loans are taken in order to finance take additional amount on existing business loan during the repayment tenure based on your eligibility. You can avail maximum loan amount based on your eligibility.
Business Loans
Business loans are loans offered to professionals such as CA or doctors or other such professionals who are starting their own practices.
TrustCapital Global Technologies

Features of Business Loan

Simple procedure
It can be accessed with minimum documentation and does not take time to procure as compared to secured loan.
Enjoy the best rates
Special Interest rates based on your profiles
Choose your amount
Business loans range will decide depending on profile, nature of business , IT returns and repayment capacity.
Decide your tenure
Easy repayment option you can choose for 12 to 36 months
TrustCapital Global Technologies


Minimum age of applicant:25 years
Maximum age of applicant at loan maturity:65 years
Who can apply:Resident Indian
Minimum Net Profit:Rs. 2 lakh
Minimum Turn Over:Rs. 40 lakhs
Employment Type:Self-employed business/professional
Total years in Business:Minimum 3 years


Individual ID proof:PAN Card, Passport, Driving License, Voter ID, Aadhar Card.
Signature Proof:PAN Card, Passport, Driving License, Bank Verification form.
Address Proof:Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land line Bill, Rental Agreement, Gas Bond with Bill, Sale Deed,Property Tax, Electricity Bill, Aadhar Card.
Own House Proof:Sale Deed, Property Tax, Electricity Bill.
LandLine/Post Paid Mobile Bill:Mandatory.
Office Address Proof:Telephone Bill, VAT Balance Sheet with Schedules, Current A/C Statement, Rental Agreement, Electricity Bill(if office own), Property Tax, Sale Deed.
Company 3 years ITR's:Saral Copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.
Bank Statement:6 Months Savings and Current Bank Statement.
If turn over above 1 crore:Form no. 3CB, 3CD Required.
Proprietorship Firm:Business Registration certificate,Business Continuity Proof,All Existing Loan Tracks,OD/CC Sanction Letter
Partnership Firm:All Directors KYC,Company PAN Card,Individual ITR's,Patnership Deed,Provisional or VAT return copies along with VAT certificate copy,All Existing Loan Tracks,OD/CC Sanction Letter
Private Limited:All Directors KYC,Company PAN Card,Individual ITR's ,MOA or AOA,Share holding Pattern,Board Resolution
Signed Application form With Photograph:Two Photographs.


The advancement of alternative lending has made easy than before to avail a small business loan. If you are in need of Business Loan analyze the points below for a business loan


Did you drain the opportunities of growing your business, because you have limited cash? You can grab back all those opportunities by getting a business loan and grow your business. If your sales are stable and you believe funding can help you to grow your business never hesitate to apply for a loan.


Before applying for a loan be precise why you need the loan and For what you are going to spend it. Having a plan will help you to choose the type of loan whether its term loan or working capital which will fit for you.

Term Loan is granted for the purchase of assets required for the business, whereas working capital is rendered for day to day survival of the business.


Before applying for a business loan check out for the other sources which can fund your business with.

Alternative financing

Friends or family


Angel investor or venture capital


The loan amount you are seeking may be appropriate for your business. But revenue and size of the business also matter. The debt service coverage ratio is one way with which you can calculate that the loan amount is advisable to you or not. This is metric measures your capacity to meet your credit obligations. In a debt service ratio, 1 means you have the income to pay all the debts with nothing left in hand and the metric ratio 1.5 is considered as average.

People holding an authorized business and having decent returns from it are eligible for Business Loan Approval. All banks do not have the same criteria to validate the authenticity of business.

After the validation and authentication, banks possess the supremacy to decide the loan amount you are eligible and willing to provide the loan for the borrower.


– Type of the business: Whether your Business is Public Ltd, Private limited, Proprietorship or Partnership

– Annual Turn-over: Having decent turnovers will increase the chances of your Business loan Approval.

– Profit of the business: Good profits will help you for swift approval of business loan

– Cash flow of the business: The in and outflow of the money is the cash flow in the business. When a customer purchases your product or service and doesn’t pay at the time of the purchase this transaction will be on file in accounts receivable, this amount will not reflect in your return. This makes cash flow look less in the business and consider as a backdrop.

– Track record also considered as an Important Factor


Term Loan is granted for the purchase of assets required for the business, whereas working capital is rendered for day to day survival of the business.

It’s Easy to get a Unsecured Business Loan in India, Here are the tips you need to consider:

– Be precise Why you need the money:

If you are clear with the plan why you need the money, you will be able to borrow required amount needed for your business not more or less.

– Be strategic in choosing the type of Online Business loan:

Many people fail to choose the type of loan. For Instance, If your business has a regular and fast cash flow you can choose a short-term loan or vice-versa

– Find the Ideal Lender for your Business Loan Approval:

It is important to find the correct lender for the type of loan you applied. If you get the right deal with the wrong lender, you may lose some benefits like day extensions, monetary incentives on the business loan, less EMI’s etc.,

If your not clear of choosing the Lender, stardigiloans is open to assist you. We work with 30 banking channels, Apply for a Instant Business Loan with stardigiloans and we will choose the best from the available options in the market which match your requirements.

– Credit Score if you are a startup:Credit Score if you are a startup:If you are a Startup maintain a good credit score. Certainly, you will be in esteem by the bank on your Personal financial Aspects. Hence, you should maintain a good credit score to get approved for a Business loan

– Turnover:If your business consequently running for 3 or more years, It is a must factor to maintain a balance sheet and profit and loss statements and maintain a record of all the business transactions.

– Background Verification: Consequently, after your Documents Submission, Its time for the banks to verify your business your business structure and Existence.

– Discussions:This the final Stage of your Loan Process. In this, you will have a final chat with the bank executives about the EMI’s and Loan tenure. Be calm and make a smart decision considering your capacity to pay back the Loan amount.

Startups that have not yet launched can only avail of secured business loans since unsecured business loans are only for expansion of an existing business..

For self-employed applicants, profit is the benchmark that determines loan value. The loan amount eligibility is dependent on factors like business type, repayment track history, residence location and your credit history.

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