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TrustCapital Global Technologies

BALANCE TRANSFER LOAN

balance transfer home loans, you can now move your home loans from other financial institutes to Any without much hassle

TrustCapital Global Technologies

INSTANT APPROVAL

Reduce EMI/Tenure

Special Rates on Balance transfers

Choose Additional amount

Save on interest payment

Compare across banks

Easy and quick processing

Balance Transfer Loan Form

TrustCapital Global Technologies

ABOUT BALANCE TRANSFER

The Transfer of an outstanding loan from one Bank to another is called Balance transfer.
Any outstanding loan can be transfered to another loan at a lower rate of interest through Balance Transfer
Individuals can avail of a top-up to the existing loan if their eligibility criteria increases.
This benefit is available for personal, business and home loans.
Why should one go for Balance Transfer?
Save on the interest payment.
Reduce EMI/Tenure
Easy and quick processing.

Balance Transfer Products

Achieve all your goals and aspirations with the right kind of help, exactly when you need it.

Reduce EMI/Interest
By making your outstanding loan Balance Transfer at a lower rate of interest, You can reduce both EMI- which you pay Monthly and Interest- Which you pay through out the tenure
TOP UP
If additional amount is required you can also avail the benefit of TOP UP – An additional amount to the outstanding loan at the lower rate of interest if eligibility criteria exits
TrustCapital Global Technologies

Features of Balance Transfer

Simple procedure
It can be accessed with minimum documentation and does not take time to procure as compared to secured loan.
Enjoy the Special rates
Special offer rates are available in case of Balance Transfer
Choose the additional amount
Top Up in additional to the exiting outstanding can be taken depending on income, obligations, repayment history (if applicable) and repayment capacity
Increase the Tenure
Tenure of the new loan can be increased which is irrespective to the old tenure
TrustCapital Global Technologies

ELIGIBILITY

Minimum age of applicant:21 years of age for salaried individuals and 25 for self employed
Maximum age of applicant at loan maturity:58 years of age for salaried individuals and 65 for self employed
Who can apply:Resident Indian/NRI
Minimum Net Monthly Income:Rs 20,000
Minimum Loan Amount:Rs 50,000
Maximum Loan Amount:Rs 40,00,000
Employment Type:Salaried/ Self-employed professionals and nonprofessionals
Minimum age of applicant:21 years of age for salaried individuals and 25 for self employed
Maximum age of applicant at loan maturity:58 years of age for salaried individuals and 65 for self employed
Who can apply:Resident Indian/NRI
Minimum Net Monthly Income:Rs 20,000
Employment Type:Salaried/ Self-employed professionals and nonprofessionals

DOCUMENTS

ID proof:PAN Card, Passport, Driving License, Voter ID, Aadhar Card,
Signature Proof:PAN Card, Passport, Driving License, Bank Verification form.
Address Proof:Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land line Bill, Rental Agreement, Gas Bond with Bill, Sale Deed, Property Tax,Electricity Bill, Aadhar Card.
Bank Statement:6 Months Bank Statement.
Financial Documents(Salaried):Latest 3 Months Payslips.
Financial Documents(Self-Employed):Company 3 years ITR's- Saral copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.
Proprietorship Firm:Business Registration certificate, Business Continuity Proof,OD/CC Sanction Letter.
Partnership Firm:All Directors KYC, Company PAN Card, Individual ITR, Patnership Deed, Provisional or VAT return copies along with VAT certificate copy, OD/CC Sanction Letter.
Private Limited:All Directors KYC, Company PAN Card, Individual ITR's, MOA/AOA, Share holding Pattern, Board Resolution.
Personal Loan:Existing Loan Track/Sanction Letter.
Property Documents:Sale Deed Copy/Agreement Of Sale, 15 Years Link Documents, 15 Years Encumbrance Certificate, Municipal Sanction Plan, Latest Property Tax Receipt (incase of resale property) and Vendor Pan Card, LRS required for plot loans, Layout copy for plot loans.
Signed Application form With Photograph:One Photograph.
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